RMCN Credit Services Reviews

Repair My Credit Now (RMCN) has provided credit repair services to thousands of individuals with unparalleled results. RMCN Credit Services, Inc. helps clients develop clean credit by using its "V" Phase ProcessŪ for credit repair. We use our "V" Phase ProcessŪ to clean your credit by auditing the credit bureaus and creditors. These credit services ensure that we attain the best results in helping you improve your credit. With ten years experience, we guarantee results. View credit services reviews from actual RMCN customers on our credit repair services.

RMCN Credit Repair Testimonials

From: Harry S
Sent: Tuesday, January 24, 2012 7:33 PM
To: Derek Shaw
Subject: Re: Merry Christmas from RMCN Credit Services, Inc.

Derek:

I hope this note finds you well. I have been saving this email since Christmas. I apologize for the long delay in writing since completing our business last February.

I want to take this opportunity to thank you again for all you and RNCM did for me last year, when I was faced with the critical deadline of clearing my credit so I could purchase a home.

You and your team went way above and beyond what I expected. In three months, half again your estimated time, you were able to guide me through the process with bert little stress on my end. I am forever grateful to you and your company.

There is one small favor that I ask today: Please copy my email and forward it to your leadership team, as an example of the fine job you and all who participated did.

Best Regards. And sincere thanks,

Harry S


From: Jason A
Sent: Thursday, November 10, 2011 9:02 AM
To: William Thomas
Subject: New car

 

So I purchased a new car Monday, got 6% rate. No co-signer... They were extremely impressed with my credit.  Thanks again buddy!!!


Survey response from satisfied credi repair client

Survey response from satisfied credi repair client


From: D, Jill
Sent: Monday, August 08, 2011 9:43 AM
To: Jason Wood
Subject: RE: documents

 

Hey Woody,

 

I have to tell you that I just got an email from Experian (Score Watch) that shows my score just went up 76 points!  I don’t get the other Bureau updates but they are usually higher than Experian so I am SUPER EXICTED!  You guys are so awesome at what you do!

 

THANKS!

Jill


From: *****money@yahoo.com
Sent: Tuesday, July 26, 2011 2:18 PM
To: Joe camacho

Hey Joe, ii jus wanted to send you a thank you message. I was in total disbelief that the RMCN program would work for me , but after receiving a great interest rate on my NEW 2011 DODGE CHARGER i am now a BELIEVER

Thanks.......Mr.Money

auto purchased by RMCN Credit repair customer


From: H.J. C
Sent: Friday, June 24, 2011 7:04 PM
To: Ann Spaight
Subject: Testimonial

Ann,

Back towards the end of March 2011, I decided to do something about my credit situation which was in need of an overhaul...back in June of 2004 I filed Chapter 13 bankruptcy and it was discharged in June of 2007...the good news was I cleared all of my debt but was left with some negative credit information to say the least...

When I signed up with RMCN on April 1, 2011 I felt like it would be of benefit to me but really didn't know how valuable your services would be...

Douglas was very professional and encouraging about the services you offered...I felt optimistic that I had made a good decision...from that point I was committed to the process and followed all instructions that were explained to me and provided all documentation requested...after about 45 days I spoke with Douglas and he told me to get a secured card at my bank because I needed to have an open credit line...I did this and got a secured card at Bank of America with a $500 limit...I was told to maintain a balance to get full benefit and to keep the balance at no more than 30% of the limit...I have done this for the last 2 months...

I also wanted to open another line of credit so that I could get maximum scoring on all 3 bureaus...I went to Bank of America to request a $3,000 auto loan so that I could buy a car for my son and let him pay me back since he was unable to get financing himself...they told me that they didn't do any car loans unless it was $10,000 or more and I needed to have stellar credit as well...he steered me to Wells Fargo since they did smaller loans...when I went to Wells Fargo to see about a car loan, they explained that I could do a secured installment loan by buying a $3,000 CD...I went ahead with this and got this setup and then the loan officer explained that they had run my credit and that I scored a 793 on Equifax which entitled me to an unsecured credit card with a $2,000 limit...

I cant begin to tell you how good that felt that I had a credit score that high...when I signed up on April 1, 2011 this score was 676...obviously the removal of negative information, excess inquires, numerous addresses, and an open credit line make a big difference when it comes to scoring...

I am very pleased with RMCN and their professional staff and cant wait to check my scores after the installment loan and the new unsecured card begin reporting to the bureaus...

Please feel free to have any prospects call me regarding your services and continue the great work...

H.J.C


From: Jim M
Sent: Wednesday, May 11, 2011 1:59 AM
To: Joe Camacho
Subject: We did it!

Joe- we did it! Thanks so much!

All scores above 700- into the excellent zone.
I will write you an even more glowing thank you letter in the morning.

But, lets talk. It seems we might even go a bit farther...

Thanks very much,

Jim
--


From: Pat N
Sent: Friday, May 13, 2011 7:25 PM
To: Edward LaMonica
Subject: New Client

I wanted to drop you a short note to tell you what a wonderful job Mary cowart is doing for me. Ilook forward to continuing doing business with her.


From: paul k
Sent: Tuesday, April 26, 2011 10:49 AM
To: Mike Doyle
Subject: RE: Quarterly update

Mike,
I just wanted to let you know, i bought my wife a new jeep yesterday! The interest rate i got was 5.34% Great Job. You have referrals coming your way!
Thanks Again for everything you have done for me, and will continue to do!

Paul K


From: Chelsea P
Sent: Tuesday, March 29, 2011 9:06 PM
To: Mary Cowart
Subject: Re: Trying to reach you :-)

 

Sorry I haven't been able to get back to you sooner! It's been real hectic here lately. I am waiting to receive our tax refund which they said it wont be until the end of April. I also wanted to tell you that because of you and your company we were able to buy our first house in May of last year!! You helped us out SOOO much by repairing Ray's credit that we were able to do this! Thank You so much!!! Talk to you soon!

Thank You,

 

Chelsea P


From: Kevin L
Sent: Monday, February 28, 2011 9:30 AM
To: Edward LaMonica
Subject: Will Thomas

 

Mr. Lamonica,

 

Just to give you an update on my friend Will.  Last August I came to him with a credit score barely in the mid 500’s.  We had a review a couple weeks ago and I am now in the mid 620’s!  He has always been there for any of my questions and has actually been a very positive influence for me.  I lost my job last December and found work again in January.  He stayed in touch with me and never backed down from his promise!

 

He is continuing to work with me to help my wife and I reach goals we didn’t think were possible!  We are actually about to let him start on her credit repair journey!

 

Thank You

 

Kevin L


Date: Wed, 9 Feb 2011 17:58:05 +0000 (UTC)
From: uo******@comcast.net
Subject: Re: Have you re-established any positive credit?
To: Lori Boyce

Hi Lori,

Thanks for the email, Im assuming the credit cards I currently have work toward the revolving credit?

I also got the update on the other credit bureau..looks like things are flying off my record left and right. I am so glad we finally decided to do this. I was very sceptical at first, but now see first hand what your company can really do. I really appreciate all you have done for me/us.

Im getting excited for our future now all because of you and RMCN. I really can't thank you enough!

Chad S


From: Mark G
Sent: Tuesday, January 18, 2011 5:29 PM
To: Blake Peckham
Subject: Tonda G

 

Blake,

 

    I am mailing out a credit report I just got in the mail. After you receive it I would like to terminate my contract with you. I do not feel that anything else can be done for my credit. You have been able to get rid of almost all my issues. I am very happy with your progress and look forward to what you can do for my Husband. Please do not bill me any further monthly charges. Please let me know what else I need to do.

 

Thank you for all that you have done for me!

 

Tonda G


From: Jerry H
Sent: Friday, December 17, 2010 2:36 PM
To: Eric Gomez
Cc: Nikki Harris
Subject:

 

Eric

 

With the up most respect for the company that you work for (RMCN) and the service that you provide for so many people that need knowledge of what is going on with their credit… and to have an employee with great knowledge, people skill, and high sprit of comfort, that reflects her work…. It is with out question that Nikki Harris loves what she does and enjoys helping others understand their problems…. In closing I would like to thank Nikki Harris for helping change my life and (RMCN) for having an employee of such high degree, also Mr. Eric thank you for wanting to know how an employee is doing to make you company better……  

 

JERRY H

 


From: Jackson, D
Sent: Wednesday, December 08, 2010 4:39 PM
To: Samuel Chapa
Subject:

I would like to take this time and thank Samuel Chapa and the resource team at Repair My Credit Now, I enrolled in the program with some very low credit scores and within (3) months of enrolling into the program my scores had climb more than (150) points. I would and will continue trying to get people who may have had a tough time early in life managing credit cards, car loans and etc... to give RMCN at shot at fixing things for them. I thought about calling several times but said to myself they can't help me, but I was wrong. Not only did I get what I was told I would get, I got it in a fairly short time. So again thank you RMCN.

Sincerely,
D.Jackson


From: Bill C
Sent: Sunday, November 28, 2010 11:22 PM
To: 'Mike Doyle'
Subject: RE: Contract follow up and Cancellation Request

 

Mike – you came highly recommend from a trusted individual however, I still had my doubts. I have to say one year and four months after my bankruptcy was discharged there is light at the end of the tunnel. Guess what …I decided to purchase a vehicle in October and I was told my score from one of the three credit bureau’s was a 750. It’s a hard sell but I drank your Kool-Aid and the money/commitment you ask for is very little compared to what I will save in future loans.

 

I want to say Thank You for helping me get back on track!

 

Sincerely,

 

Bill

 

PS: I have told to co-workers about you and think they will get with the program soon.

From: Luis P
Sent: Friday, October 29, 2010 2:05 PM
To: Cody Adair
Subject: RE: Luis, have your scores come up?

 

Cody,

 

                I have my credit scores now, when I started the program my score was about 564, and according to my resent scores they are as follow:

 

Equifax           689

Expedian        710

Transunion    646

 

Thanks


From: N Keith
Sent: Saturday, September 18, 2010 1:46 PM
To: derek shaw
Subject: Very Please

Hi Derek:

I wanted to let you know that I am very pleased with the results that we have gotten in the 90 days of me being in the program. As you know I was a little weary at first but it was because of your assurance that I decided to enroll. In addition, I must add that when I started in the program my scores  were 569,565 and 543. As reporting taking from truecedit.com as of 09/18 my scores are as follows: 666, 681 and 699. And  I must say that this is the best investment that I have made in  a long time in my future. As I say to you each time I speak with you, keep the excellent work up Derek!!! You are excellent at what you do and the level of customer service  you provide is unreal in this day and time. I  am looking forward to the day where I have perfect credit again!!! Thanks in advance.

N


8-24-2010
To Lara Harrison,

I am a single mother that lived in a two bedroom apartment. My son is 19 months old he's very ambitious and full of energy. Being a mother was the best thing that ever happened to me. Starting two years ago I wanted to buy a home so that my son could run back and forth in a backyard to experience the freedom of being a child. One thing that held me back from accomplishing this goal was my credit score. My lender Martha referred me to Lara Harrison; she was a saving grace sent from God himself to help people like me. I didn't know one thing about a credit score or the value of it. Lara was kind, patient, and charismatic to all my needs. When she first pulled my credit score up the lowest score was in the low 500s. I needed at least a 620 or higher before I could even make progress on buying a home. I signed up for the 6 month program with RMCN. I just closed on my first house on August 12, 2010 in Crandall TX. The emptiness in my heart was filled with joy when I got to see my son play in the front yard in the sprinklers for the first time. I couldn't have been more happier than I felt that day; all this wouldn't have been possible without the help from Lara. I would recommend this company to any one because they take value and time to help accomplish your goal. My score know is setting at a 746 which is amazing thanks to RMCN.

THANK YOU RMCN GROUP FOR MAKING MY DREAM COME TRUE!!!!!!!

Thank you Lara Harrison from the bottom of my heart,
Miranda B


letter from happy credit repair client

From: Justin B
Sent: Tuesday, August 03, 2010 8:21 PM
To: David Harry
Subject: End of program

David,
Let me start by saying what a great job RMCN was able to do with my credit. I feel like you all did what you said you would from the start, and I am truly a satisfied customer!
 
I would like to terminate the program at this time. I feel like I could use the monthly fee to do some other things with, like getting my pre paid credit card to help bolster my credit score.
 
I am not sure if I still pay one more time this month, or not? Anyway, just let me know.
 
I will surely send you referrals for anyone needing this type of service in the future.
 
THANKS DAVID!
 
Justin B


From: Ian T
Sent: Monday, July 19, 2010 10:53 PM
To: j.camacho
Subject: Testimonial

When my friend who was already in the program told me about RMCN I was excited but a little skeptical.  Being in Seattle, RMCN was based half way across the country so I feared that I would just become another name on a list.  I decided that I would at least do a phone consultation and see what it was all about.  I got the pleasure of working with Joe Camacho and all of those doubts were erased immediately.  Joe made everything so easy and explained everything step by step to me. I decided to move forward with enrolling immediately and have never doubted it.  Joe has made it seem as though they were just down the street with constant phone calls and emails explaining progress and what they were doing on my behalf.   Never have I felt brushed aside and he is always there to answer any questions and concerns I may have.  Not only has it been easy and a pleasure but I have had amazing progress so far I never thought I could achieve.  I have around 70% deletions of negative items on all 3 credit bureaus and have gotten new lines of credit opened to boost up my credit score.  This is all after about 5 months and we are still going strong.  My only regret is that I never found out about this sooner.  If you are having any doubts about enrolling or feel skeptical DON'T.  You'll be in great hands with Joe Camacho.  Thanks Joe!


From: bd********@tx.rr.com
Sent: Friday, July 16, 2010 11:37 AMTo: David Harry
Subject:

David, Sorry to have not kept in touch, but it's a busy time for me. I do want to thank you for all the good work you did for me. By the time I was done with your program I was able to buy a house with a low interest rate (5.0%).

I have given your information to a friend and hope she will give you a call soon.

Brian D


From: F, Jeffrey
Sent: Tuesday, July 06, 2010 11:00 AM
To: Joe Camacho
Subject: RMNC Recommendation

RMCN has really helped with my credit issues. My credit score started out in the low to mid 500's and are now in the low to mid 600's. They're expected to go up in the very near future with Joe helping me open 2 new lines of credit. I started out with 23 collections owing $3,492 and now I'm down to 2 collections owing $144. That alone has paid for my participation in this great program. I started out with 47 late payments and I'm down to 18. Joe has really helped me start over and get a fresh start. As with starting over with anything it very exciting and I feel like I'm getting a new lease on life. I would recommend this program to anyone who is really serious about correcting their credit. Thanks Joe and RMCN Credit Services!

Jeff

V/R
Jeffrey F


From: Michael G
Sent: Tuesday, June 08, 2010 8:16 AM
To: Joe Camacho
Subject: Credit Report

Hi Joe,

Just wanted to thank RMCN Credit Repair and you, for doing such an outstanding job on my wife and I's credit report. I am so pleased and satisfied with your all's continued commitment for excellant results.

Again, my wife and I sincerely thank RMCN and you Joe.

Respectfully,

Michael G


From: Carolina C
Sent: Friday, June 04, 2010 11:05 AM
To:Cody Adair
Subject: Looks good

Original scores 

Experian 524                           now        620 = 96 point increase

Equifax 585                             now       646 = 61 point increase

Trans Union 504                      now        661 = 157 point increase


From: Tamika T
Sent: Thursday, May 27, 2010 9:02 AM
To: Joe Camacho
Subject: Credit summary changes/update

Hi Joe,
Sorry for the influx of emails  but this is so awesome!!!  I will definitely be getting Kareem on the program once mine nears the 6 month mark then after Kareem my mom.  Thank you so much again.
Tamika


From: Lauren C
Sent: Wednesday, May 12, 2010 11:13 AM
To: 'Brandon Dunn'
Subject: RE: Update

Hey Brandon,

We are so excited and never could have imagined that we would ever qualify for a house in our own name.  RMCN has far exceeded our expectations of raising our credit scores. Within the first 30 days of going into contract with you guys, Lester’s credit score raised over 100 points.  This allowed us to get mortgage funding in our own name, and we were able to get a contract on a house receipted by the title company  on the last day to qualify for the $8,000.00 tax credit. 

 

We will be closing in 2 weeks, and we would have never made it to this point without your help.  We are so grateful and blessed. Thanks you for all you have done – and continue to do.  Several more items have been deleted from our credit repost since we qualified and we expect even more in the coming months. Please see the attached photo of our (new to us) house located on a beautiful 3.6 acre lot in the country.

 

We have referred your name and contact information to our real estate broker and sing your praises to anyone we meet who are in the same credit situation that we were in. This has drastically changed our lives.

 

Sincerely,

Lester and Lauren C


New home purchased by RMCN credit repaired customer

From: chris f
Sent: Friday, April 16, 2010 3:00 PM
To: Craig Voth
Subject: Re: FW: Chris F

Hey Craig !
Something is working. Thanks.
my 3-score average is 733 !!
See attached.
Chris


From: R Sharpe
Sent: Thursday, March 25, 2010 6:25 AM
To: Craig Voth
Subject: Items on my credit report(s)


Good morning, Craig.

I updated my credit scores on true credit and I'm really impressed by the updates.  That's a good feeling to have.  Thanks so much for everything.


Thanks Craig and have a good day.


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